WEB3 BANKING STACK

The Blockchain Built for DeFi

MELD is a non-custodial DeFi protocol for web3 finance, providing cross-chain lending, borrowing and staking on the MELD blockchain supporting the six leading blockchains as well as integrated fiat Banking*.

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MELD Ecosystem

MELD Blockchain

MELD is a Proof-of-Stake, high-speed, low-cost EVM blockchain designed for DeFi dApps. It integrates core DeFi mechanics providing direct access to lending, borrowing, cross-chain bridging, liquidity, and fiat services.

MELDapp

A next-gen multi-chain crypto wallet for a new age of modern money and digital assets. The MELDapp supports multiple blockchains, bridging and swapping between chains and a beautiful interface.

Build for all Chains

The MELD token will be available natively Cardano (where we started), Ethereum, Avalanche, Polygon, BSC and as the native token on the MELD Blockchain.

Decentralized and Trustless

As world-class DeFi protocol, MELD uses smart contracts to ensure complete transparency and fairness for all parties on all chains.

Borderless and Democratic

We live in a global economy and just like being cross chain, we are cross border. Economic and political changes can’t alter MELD’s smart contracts. Our DeFi protocol is safe from changing laws or unexpected events.

Banking Partnership*

We have a strategy partnership with MELD Finance (MELD.FI) to better bring together crypto and fiat systems for our users. With a secure, transparent and holistic view on our products. MELD handles DeFI while MELD.FI handles regulated fiat services.

New Type of Bank for a New Type of Banking*

We live in a global economy and just like being cross chain, we are cross border. Economic and political changes can’t alter MELD’s smart contracts. Our DeFi protocol is safe from changing laws or unexpected events.

01

MELDing Crypto + Traditional Currency

Bringing two worlds together under the principles of a trustless, secure and decentralized ecosystem. With a DeFi lending and borrowing protocol connected by a multi-chain wallet with to a Web3 Neobank*

02

Natively
Multi-chain

MELD lives on multiple blockchains bound together by the MELD blockchain to offer users access to a broad token ecosystem.

03

Get a Loan +
Keep Your Keys

Use your crypto holdings as collateral to secure low interest loans in fiat without losing your private keys. With MELD you can leverage your cryptocurrency to borrow the cash you need today, while still maintaining full control of your crypto portfolio for future value.

04

Modular +
Money

Composability is key to the MELD protocol and our goal of being a first class citizen in the DeFi ecosystem. Each of the core functions in the MELD protocol will be interoperable with other services such as AMMs, LPs, Insurance and all the rest of the financial tools available.

MELDapp

MELD Roadmap

2021

2022

Q2

  • MELD Launch
  • Initial Stake Pool Offering starts
  • Token Private Sale
  • Launch of Marketing Initiatives
  • Partner Program Launch

Q3

  • MELD Ambassador Program
  • mFiat
  • Liquidation system
  • Complete the first PoC for lending & borrowing
  • UTXO research on economics models and concurrency
  • Formalize MELD protocol

Q4

  • MELD protocol launch — MELD token officially launches
  • MELD Staking
  • ADAmatic Bridge 1.0
  • MELDapp v1.0
  • MELD Gold Stable Coin
  • $MELD on 2 centralized exchanges

2022

  • MELD Lending/Borrowing
  • MELD Vaults
  • MELD Chainlink Oracle
  • MELD Fiat Credit Line
  • Tingo/MELD Mobile App
Under Development
Completed
Planned

MELD Roadmap

2021

Q2

  • MELD Launch
  • Initial Stake Pool Offering Launch
  • Token Private Sale
  • Launch of Marketing Initiatives
  • Partner Program Launch

Q3

  • MELD Ambassador Program
  • Liquidation System
  • Complete the first PoC for lending & borrowing
  • UTXO research on economics models & concurrency
  • Formalize MELD protocol

Q4

  • MELD Protocol Audit
  • MELDapp Audit
  • Initial Stake Pool Offering Close

2022

Q1

  • MELD Token Launch
  • MELD ISPO Airdrop
  • MELD Vesting & Locked Staking
  • MELDapp 1.0
  • MELD on Exchanges (BiTrue, FMFW, Cardano DEXes like MuesliSwap, SundaeSwap, MinSwap, and more)
  • ADAmatic Bridge Testnet & Audit

Q2

  • Akamon white papers
  • Akamon Alpha Testnet
  • MELDapp 2.0 with Akamon integration

Q3

  • Akamon Beta Testnet

Q4

  • Bank Managers 3D Artwork
  • Cardano: Lending & Borrowing Protocol Smart Contracts
  • MELD Shop
  • MELD Finance Entity Established
  • Tier-1 Exchange Listing (MEXC)

2023

Q1

  • MELDapp Testnet Launch
  • Cardano: Lending & Borrowing Protocol Testnet Launch
  • MELD Network: Avalanche Subnet Testnet
  • MELD Finance Legal & Tech Stack
  • ADAmatic Bridge Testnet & Audit

Q2

  • MELD Network: Avalanche Subnet Mainnet Launch
  • MELD Cardano Token Migration
  • $MELD Token on Ethereum & Avalanche
  • MELD Multisig Cardano Wallet Technology Stack
  • Bank Managers Minting & Launch
  • MELDapp Beta Desktop Mainnet Launch
  • Protocol Audits (Token, Multisig, DAO)
  • MELD DAO Development

Q3

  • 60.000 Early Access Signups MELD.Fi
  • MELDapp Wallet Connect Integration
  • $MELD Staking Smart Contracts
  • MELDapp Bridging (Cardano, Ethereum, Avalanche, MELD)
  • MELD Finance: Core Banking Stack

Q4

  • MELDapp Mobile: Beta Launch
  • Conversion gMELD <> MELD in MELDapp
  • MELD Finance: New Fiat Partner Integration Begins
  • Staking $MELD in MELDapp
  • Staking ADA in MELDapp
  • MELD Borrowing & Lending Testnet

Conditional Milestones

  • mGLD Token + Airdrop*
Under Development
Completed
Planned
*
Subject to regulatory licenses and approval
Completed
2021

MELD Launch

Initial Stake Pool Offering Launch

Token Private Sale

Partner Program

MELD Ambassador Program

Liquidation System Developed for Lending & Borrowing

Complete the first PoC for Lending & Borrowing

MELD Protocol Audit

MELDapp Audit

Initial Stake Pool Offering Close

0 Milestones
2022

MELD Token Launch

MELD ISPO Airdrop

MELD Vesting & Locked Staking

MELDapp 1.0

MELD on Exchanges (BiTrue, FMFW, Cardano DEXes like MuesliSwap, SundaeSwap, MinSwap, and more)

MELDapp 2.0 with Akamon integration

Akamon Beta Testnet

MELD Shop

MELD Finance Entity Established

Tier-1 Exchange Listing (MEXC)

0 Milestones
2023

MELDapp Testnet Launch

Cardano: Lending & Borrowing Protocol Testnet

MELD Network: L1 Testnet

MELD Finance Legal & Tech Stack

MELD Network: L1 Mainnet

$MELD Cardano Token Migration

$MELD Token on Ethereum & Avalanche

MELD Multisig Cardano Wallet Technology Stack

Bank Managers Minting

MELDapp Beta Desktop Mainnet

Protocol Audits (Token, Multisig, DAO and Staking Smart Contracts)

MELD DAO Development

MELDapp Wallet Connect Integration

$MELD Staking Smart Contracts

MELDapp Bridging (Cardano, Ethereum, Avalanche, MELD)

MELD Finance: Core Banking Stack

MELDapp Mobile: Beta

Conversion gMELD <> MELD in MELDapp

MELD Finance: Fiat Partner Integration

Staking $MELD in MELDapp

Staking $ADA in MELDapp

0 Milestones
2024

MELDchain Block Explorer

MELD DevDocs

Integration with Oracles

MELD L1 Lending & Borrowing Testnet

MELDapp Mobile Cross-Chain Crypto Swap

MELDapp Mobile Available in App Store

First ISPO Project Launch on MELD Blockchain

MELDapp Onramp / Offramp Integration

MELD L1 Lending & Borrowing Mainnet

0 Milestones

Partners

Polygon Technology
Vent Finance
World Mobile
Netvrk
Kampay
Nervos
Ava Labs
CornucopiasGame
WingRiders
MinSwap
Zeeve.io
CardaStation

MELD.FI a New Type of Banking*

Swiper Scroll Test

Swiper Scroll Test

Swiper Scroll Test

Swiper Scroll Test

Swiper Scroll Test